insurance differences on turbo

ethan12510 · 03-19-2007, 01:43 PM

I have already sent payment and have a deposit down on the red supra sorry.

IHateHacks · 03-19-2007, 02:55 PM

The main factor in determining your insurance premium is your age, followed by your driving record. You can have a spotless driving record but if you are a male under the age of 25, you are considered high risk by insurance companys and will be charged accordingly.

I have an 87 turbo, I'm 23 and the car is owned, registered and insured in my name. I'm paying $650 every 6 months for just liability coverage.

Edit: Just my opinion, but that car is not worth $5K. And contrary to what the ad says, its not "all there", its missing the coil pack cover that says "twin cam 24v turbo" and thats just what I can see from the pic. Plus it needs an O2 sensor (about $100+ from the dealer) PS hose (about $60 from dealer) and "exhaust pipe" that could mean anything from the downpipe to the cat to the cat back. Exhaust systems are not cheap for these cars. The only thing good about it is the miles, but mileage really doesn't mean crap. Just to put it in perspective, I paid $2500 for my turbo 5spd with 120K that needed work. Don't forget that every single MK3 supra will have their head gasket fail, its not IF its WHEN. I'd only pay 5 grand for a MK3 supra if it was pristine and had the head gasket done with reciepts.

ethan12510 · 03-19-2007, 03:11 PM

i am not paying the full price

IHateHacks · 03-19-2007, 03:14 PM

You better not.

I wouldn't pay a dime over 3 grand for that car, but hey, thats just me.

ethan12510 · 03-19-2007, 04:17 PM

I payed $3800. I dont think thats a bad price, Do you? Also the head Gasket was replaced recently. And as for the exhuast there is a hole in the pipe right before the muffler, but hey its going to be replaced with aftermarket soon so it dosent matter.

IHateHacks · 03-19-2007, 07:24 PM

Well since you said the HG was replaced I'd say thats a fair price, looks good in those pictures.

Have fun with your new toy!

ethan12510 · 03-19-2007, 10:01 PM

Thanks it is being deliverd tommarow!!! As for the hg i will be retorqueing my head bolts as soon as i get it. Have any of you had a shop tighten them? If so how much did it set you back? Well thanks for all the help

88Tsupra · 03-21-2007, 04:52 AM

im paying alot for my 88 supra with a clean title buh im 18 with a accident under my name totaled a car.. so dats a big big big factor im paying 133 for liability state farm so im basically paying around 798 every 6 months for mines

03-19-2007, 01:43 PM	#1
ethan12510 3" Exhaust Join Date: Feb 2007 Location: Queensbury Ny Posts: 117	Im Buying that car! I have already sent payment and have a deposit down on the red supra sorry.

03-19-2007, 02:55 PM	#2
IHateHacks 20psi boost Join Date: May 2006 Location: New Haven/Hamden Posts: 793	The main factor in determining your insurance premium is your age, followed by your driving record. You can have a spotless driving record but if you are a male under the age of 25, you are considered high risk by insurance companys and will be charged accordingly. I have an 87 turbo, I'm 23 and the car is owned, registered and insured in my name. I'm paying $650 every 6 months for just liability coverage. Edit: Just my opinion, but that car is not worth $5K. And contrary to what the ad says, its not "all there", its missing the coil pack cover that says "twin cam 24v turbo" and thats just what I can see from the pic. Plus it needs an O2 sensor (about $100+ from the dealer) PS hose (about $60 from dealer) and "exhaust pipe" that could mean anything from the downpipe to the cat to the cat back. Exhaust systems are not cheap for these cars. The only thing good about it is the miles, but mileage really doesn't mean crap. Just to put it in perspective, I paid $2500 for my turbo 5spd with 120K that needed work. Don't forget that every single MK3 supra will have their head gasket fail, its not IF its WHEN. I'd only pay 5 grand for a MK3 supra if it was pristine and had the head gasket done with reciepts. Last edited by IHateHacks; 03-19-2007 at 03:06 PM.

03-21-2007, 04:52 AM	#8
88Tsupra 12psi boost Join Date: Jan 2007 Location: long beach, CA Posts: 252	im paying alot for my 88 supra with a clean title buh im 18 with a accident under my name totaled a car.. so dats a big big big factor im paying 133 for liability state farm so im basically paying around 798 every 6 months for mines __________________ 88turbo targa-white original Pin Stripe custom intake-Tenzo filter.....Momo racing seats and steering wheel... apexi exhaust tip-custom 3" piping. Replaced with RSR GT II NGK plug and wires HID conversion head lights HKS Turbo Timer Type-1 (in black) Tial BOV BIC DDP

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03-19-2007, 03:11 PM	#3
ethan12510 3" Exhaust Join Date: Feb 2007 Location: Queensbury Ny Posts: 117	i am not paying the full price

03-19-2007, 03:14 PM	#4
IHateHacks 20psi boost Join Date: May 2006 Location: New Haven/Hamden Posts: 793	You better not. I wouldn't pay a dime over 3 grand for that car, but hey, thats just me.

03-19-2007, 04:17 PM	#5
ethan12510 3" Exhaust Join Date: Feb 2007 Location: Queensbury Ny Posts: 117	I payed $3800. I dont think thats a bad price, Do you? Also the head Gasket was replaced recently. And as for the exhuast there is a hole in the pipe right before the muffler, but hey its going to be replaced with aftermarket soon so it dosent matter.

03-19-2007, 07:24 PM	#6
IHateHacks 20psi boost Join Date: May 2006 Location: New Haven/Hamden Posts: 793	Well since you said the HG was replaced I'd say thats a fair price, looks good in those pictures. Have fun with your new toy!

03-19-2007, 10:01 PM	#7
ethan12510 3" Exhaust Join Date: Feb 2007 Location: Queensbury Ny Posts: 117	Thanks it is being deliverd tommarow!!! As for the hg i will be retorqueing my head bolts as soon as i get it. Have any of you had a shop tighten them? If so how much did it set you back? Well thanks for all the help