[monkihead]

thats alot of legalities your looking at...personally in my opinion if you cant afford the insurance, you shouldnt drive the car. i had a chance to buy a supra when i was 18 for 1500 running. i couldnt afford the insurance, therefore didnt buy the car. when i was 23 i had the money to buy an 02 z28 camaro ss. fully loaded, 6spd & t tops. insurance for me was more than the car payment. it was horrible. im a very good driver with no accidents, all tickets (parking & registration) cleared from my record. it just led me up to getting a better paying job. besides, do you really want to risk the consequences that follow fraud against the law??