ok nick i am not sure what country you are in but by the way you mention fully comp etc i am guessing you are in the UK like myself, if so then this answer will apply to you but i cant speak for the laws in other countries as i dont know them. ( i am an insurance claims company owner and do know the british legalities of insurance )
Now in answer to your question the old banger that you buy would have to be kept road legal and taxed and mot'd, your mum would either have to drive the supra as her main car or she will have to insure it seperatley from her current car. The supra you buy would have to be registered as legally belonging to your mum and the banger would be registered to you. The british law actually states that what you would be doing is actually insurance fraud but if i speak as a normal guy i say they is no way of actually proving what your doing is wrong because no one can prove its not your mums car as long as the papers say its hers.
I didnt write that last bit honest, i dont want to lose my company licenses lol
Good luck
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